N X

NIX

Record Rescue · Clear · Secure

Predatory debt?
nix that.

Take control of your credit. NIX uses advanced AI to draft precision dispute letters and fight predatory debt collectors—securely and natively on your Mac.

Download for macOS See how it works
NIX App Interface

Features

Elite dispute intelligence. Living in your Mac.

No shady credit clinics. No monthly fees. Just advanced AI engineered to help you clean your credit accurately and securely.

Multi-Agent Dispute Strategy

Multi-layered intelligence. One precision letter.

NIX utilizes an internal AI auditing system that cross-examines your dispute against FCRA and FDCPA statutes. Every detail is verified, ensuring the final letter is accurate, professional, and ready to send.

01

Local PII Sanitization

Your SSN never leaves the room.

On-device Apple Vision intelligence masks Social Security numbers, account IDs, and sensitive data before a single byte touches the cloud. Your identity stays yours.

02

Pro Se Power

Tell your story. Build your record.

Dictate your experience with native macOS voice recognition. NIX transcribes, timestamps, and structures your narrative into precise, statute-backed dispute letters that hold debt collectors accountable.

03

Privacy isn't a policy.

It's the architecture.

NIX sanitizes every document on-device before the AI ever sees it. What happens on your Mac stays on your Mac — the cloud only ever receives what a courtroom would.

On-device Data Redaction

About Us

David didn't sue Goliath.

He built a slingshot.

Our founder spent two years fighting a debt he didn't owe — a phantom collection that wrecked his credit, blocked his mortgage, and followed him through three bureaus. Lawyers quoted $400 an hour. The collector counted on him giving up.

He didn't. He learned the FCRA and FDCPA line by line, documented every violation, and won — deletion, damages, and a written apology. Then he asked the question that built this company: what if everyone had that weapon?

NIX is the answer. The same statutes, the same strategy, the same ruthless documentation — distilled into software that fits in your menu bar and protects your credit.

FCRA & FDCPA native

Court-grade letters

Built by a winner

The system had its turn.

Now it's yours.

Apply for Elite Beta

Be among the first to fight back with NIX. Free during early access.

Requires macOS 14 Sonoma or later